RRSP & TFSA growth calculator
See how your registered savings could grow with monthly contributions, three return scenarios and inflation. Free, no sign-up, nothing is saved or sent anywhere.
Educational estimates based on the numbers you enter; future returns aren't guaranteed. This is not financial or tax advice. Confirm your contribution room in CRA My Account and talk to a qualified professional.
2026 limits (reference)
- TFSA: $7,000 of new room in 2026.
- RRSP: 18% of last year's earned income, up to $33,810, plus unused room from past years.
- FHSA: $8,000 a year, $40,000 lifetime.
- RESP: the government adds 20% of your contributions, up to $2,500 a year (maximum $500).
Your personal room can be different. Check CRA My Account.
Track all your accounts in one app
Kuentaly records your expenses (it can read your bank's alerts, without asking for your bank password), tracks your RRSP, TFSA, FHSA and RESP, and works in English, Spanish and French. Free in beta.
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